As the economy struggles, more and more people are turning to the internet looking for potential earning opportunities. According to Adam Ginsberg, the hugely successful eBay entrepreneur and internet marketing expert, eBay is by far the most popular e-commerce website owing to its popularity, profitability and its ever growing user base. Adam Ginsberg gives his valuable insight and advice on how to get started on eBay and make it extremely profitable for yourself.

Right Price

When selling on eBay, it is always a good idea to see what your competition is doing. If you see the completed listings of products similar to what you are selling, you will get a fair idea of the bidding trends and price variations on the products. Secondly, keep the reserve price of your item as low as possible to attract more and more bidders. Successful eBay sellers do this as they know that they will get a fair price by the time the bidding ends.

Right Time

The ending time for an auction is very important in order to attract more buyers. Research has shown that the best time to end an auction is between 6:30 PM and 10:30 PM as potential bidders are back from work and are unwinding for the day, of which the internet is a very important part.

Shipping Options

While selling your products on eBay, do a little research on what your competitors are offering shipping-wise. While many buyers may not bother too much about it, shipping costs could play an important role in selling your products. If your competitors are offering free shipping, then it may be wise for you to do the same; however, if you do have to charge for shipping, then you should start at a lower starting price for your auctions and clearly mention the shipping charges.

Photos Talk

A picture may be worth a thousand words, but the quality of the picture will determine the language. While it is very important to add pictures of your products, it is equally important to have accurate and properly lit pictures for your potential customers to get a feel of your product. So, investing in a good camera setup may not be a bad idea to get ahead in your eBay business.

These tips from Adam Ginsberg will help a great deal in achieving success in your eBay business as they are shared from his own extensive experience as a hugely successful eBay seller. If you have any experiences or tips of your own that you’d like to share with us, we’d love to hear from you. Write to us at the given email address.

Whenever someone mentions, or even wonders aloud if they should take out insurance for their children, a hot debate kicks off. Every single time!

 This is probably one topic of personal finance/insurance that doesn’t seem to have unanimity on either side. Adam Ginsberg, the online entrepreneurship and wealth-building coach, too studied the various arguments and has decided to put forth his views on the subject.

First and foremost, taking out insurance for children is a sensitive topic for parents as each parent thinks differently about the welfare of their children. Hence, the decision to buy or not to buy life insurance for children should be left entirely to the parents. But here are a few arguments, both for and against, that Adam Ginsberg believes should be shared with parents so as to help them take an informed, albeit an emotional decision.  

The one argument that leans heavily in favor of buying insurance for children is to allow them to enjoy insurance coverage later in their lives in case they end with a chronic illness or a disability which renders them uninsurable. If this is the argument that you as a parent are going to consider then Adam Ginsberg suggests buying a whole life insurance policy, which will keep your child insured for his or her entire life, and also give them some returns in terms of the cash value of the policy. If that is the way you are going to go as a parent, then experts advise buying a renewable term plan for a high value makes more sense, and that too which has the option of converting into a whole life policy later.

On the other hand, the pundits believe that that purpose of insurance is to cover the loss of wage or income in the event of the insured person’s demise, and since children are not earning any livelihood, it is pointless to take out insurance policies for them. Instead, investing in a good 529 plan or IRA make better sense in the case of children. Click here to read more about what various experts think about this never ending argument.

To know more about Adam Ginsberg’s views on personal finance and about his eBay tools and software, go here.

My name is Adam Ginsberg and I’ve been helping millions of people just like you use eBay software programs such as eBay Listing Software to grow their home based business. Today, I’m going to give you a brief introduction to this software and tell you how to use it an optimum efficiency for maximum profit. I’ve been using eBay software for many years and have become known as one of the best eBay Sellers out there!

eBay software programs such as the eBay Listing software program is an easy to use application that allows you to easily create listings of all the products you are selling on your auction site. It’s very simple. It can be used to sell one or multiple products at one time.

There are many different types of eBay listing software programs available on the Internet today. It’s important that you do your research and pick out the program that is right for you. I use a variety of different programs based on my unique needs so you will definitely need to look around first. What kinds of products are you selling? How can they be listed in an easy-to-read format that your buyers will love (and buy!)?

In a nutshell, the eBay listing program helps eBay sellers like yourself create lists of products on your eBay storefront. There are many different themes to choose from. Make sure your theme is consistent and fits in with your overall brand messaging. You can also use an HTML editor to customize your eBay listing program even more.

The best part of this listing software is that it lets you create categories for your goods. You can also easily learn eBay functions like the ability to set and forget your eBay auctions. One of my favorite features is to list multiple auctions at one time. You will definitely start depending on your software.

Overall, eBay software programs such as the eBay listing program is a great addition to your marketing toolbox. It will help you become a more efficient and profitable seller online. Should you have any questions relating to this post please feel free to contact me.

Posted on behalf of Adam Ginsberg by the Adam Ginsberg Team

Do you dream of owning your own business? Does the idea of setting your own hours make you weak in the knees? Becoming an eBay entrepreneur might be the perfect job for you. My name is Adam Ginsberg and I found my success by becoming an eBay PowerSeller. Many years ago, I was like you and I worked a regular nine-to-five job. I dreamed of starting my own business but worried about leaving the security of my regular job. Finally, I decided to make the jump to become an eBay entrepreneur and I haven’t looked back since. Here’s how I did it:

Do Your Research eBay takes about 9% of every transaction you make online. There are other fees such as fees and shipping costs as well. Make sure you do your research when it comes to becoming an eBay entrepreneur. Visit the eBay site often and research other businesses like yours. How do they market their services and products? How can you set yourself apart from the completion? You have to differentiate yourself to become successful using eBay

Make a Plan Before you create your eBay account, make a business plan. Successful entrepreneurs always have a plan of action. Put your research to work. Purchase the eBay software you need, take pictures of your products, and map out how you will sell them online. You should also create a budget and marketing plan. Take advantage of social media platforms such as Facebook, Twitter, Pinterest and LinkedIn to market your products and services.

Re-Evaluate Your Progress Every Three Months  You should re-evaluate your progress on eBay every three months.  Set aside some time to see what works and what doesn’t. Are you selling as much as you thought you would? What marketing tactics have worked and what has tanked? How is your supply and demand? Do you need to hire additional help? These are some of the questions you should ask yourself every three months.

Many people dream of owning their own business. Becoming an eBay entrepreneur is a great choice for many individuals. Make sure you do your research, make a plan and re-evaluate your progress every three months to ensure success. If you want help with your eBay selling plan, please feel free to contact me anytime. I look forward to hearing from you.

Posted on behalf of Adam Ginsberg by the Adam Ginsberg Team Adam Ginsberg is helping people to become financially independent with his resources like eBay templates, eBay software and eBay tools. If you want to know more about his resources you can visit Secrets of an Auction Millionaire, Success with Adam or even Adam’s main website.  You can also listen to some testimonials of his satisfied customers.

If you are young and have a stable career, then you should look at starting to save for your retirement (if you haven’t started already). Remember, the sooner you start, the bigger your retirement fund will be. Heck! You may even be able to retire much earlier too. Imagine playing golf or relaxing by your beach house on a weekday by the time you are 45, or even 50. No more Monday blues or rush hour traffic. Sounds great, doesn’t it? It is possible, provided you start building up your retirement fund early, and build it right.

We all know that the economy doesn’t look good right now, but the depression isn’t going to last forever. The stock market’s volatility has eroded many a retirement funds, and don’t seem to be recovering any time soon. But, there are other avenues where you can invest to beat the volatility of the stock market or the low returns on cash deposits, not to mention the ever growing inflation. For instance if we take the annual inflation rate at 4% (an average of the last few decades), then a fund of $1 million after 30 years will be roughly equivalent to $300,000 in today’s value. So do the math and figure out how fat your retirement fund should be to live on comfortably after you stop working.

 Adam Ginsberg, a highly successful entrepreneur and wealth-building coach, recommends two key areas to invest in that can boost up your retirement fund beyond the cost of inflation.

1. Gold That’s right! The good ol’ shiny, yellow metal. Gold prices have beaten the economic downturn, the crashing stock markets, the economic depression, and have risen the most in the past decade. Gold has always been a practical investment for the pragmatic citizen. The rising inflation and the eroding value of paper money have had little effect on the value of this precious metal. Adam Ginsberg strongly recommends including this commodity in your retirement nest egg. Now, you could buy gold in a variety of ways too. The most common is to buy this metal in the physical form of bullion bars or coins. But remember when buying physical gold that while bullion bars are available at prevailing market prices, coins, on the other hand, are priced at perceived collector value. The second option is to invest in Gold ETFs (exchange traded funds), which too are traded at the prevailing market rates. This way you do not have to take physical possession of gold but instead get fund certificates, which are easy to store and faster to liquidate.

2. Real Estate If “are you kidding me?” is the thought in your mind right now, read on and you’ll know why Adam Ginsberg recommends investing in real estate. Sure, real estate has probably felt the worst brunt of the economic crash in the last few years, which is exactly why it makes such a lucrative investment option. Home prices are probably at their lowest right now and so are mortgage interest rates. So, go ahead and buy yourself a home. Take out a mortgage on it and pay it off. Over years the demand for real estate will grow, because the population will grow and the economy must grow, so the prices will grow. Secondly, once you’ve paid off your mortgage, redirect your mortgage installments to more traditional retirement savings. Third, once you retire you can consider selling off your current home and buy yourself something smaller, which could possibly get you some extra cash to spend in your retirement years.

 While these investment options come highly recommended by Adam Ginsberg, you should do your own research before you decide to put your money into them. And, if you come across some more lucrative areas to put your retirement money into, we’d love to hear about them.

Adam Ginsberg helps people to become financially independent with his resources like eBay auction templates, eBay software and other eBay tools. If you want to know more about his resources you can visit Secrets of an Auction Millionaire, Success with Adam or even Adam’s main website.  You can also listen to some testimonials from his satisfied customers.

Remember how carefree and adventurous we are in the prime of our youth. Remember the exhilaration of landing our first real job (summer jobs in school not counting) and the pride in getting our first paycheck that we end up blowing, in just a day or two, on buying stuff for ourselves, our friends and our family. Remember all the subsequent paychecks that end up the same way and we are broke after just a few days of payday, and live off our friends or family till the next payday arrives. Living for the day sounds like a great motto and there’s no worrying about the future. Soon we are in the middle of our careers, doing well for ourselves and looking up in our lives, planning to settle down, own a nice house, maybe get married and have a kid or two.

That’s when we realize how expensive living can be. That’s the period in our lives where we are only working to make mortgage payments, tuition fees and insurance premiums. Our own dreams and personal goals are put on the back burner till “retirement”. And then it hits us—we won’t have a salary to live on when we retire—and knocks the wind out of our sails. How are we going to live after we retire, we ask ourselves. How will we maintain our lifestyle? How will we travel? How will we do all that we hoped to do and still make the day-to-day expenses and the monthly bills? By planning for it, of course, says Adam Ginsberg, one of America’s well-known coaches and mentors on internet entrepreneurship and wealth building.

Here are Adam Ginsberg’s top tips for building up a big fat retirement fund that will not stop you from doing anything that you want in your golden years.

Top Tip #1

Start Early

That’s right: start saving for your retirement as early as you can. While you may have to cut back on a few parties and extravagant meals, you can put away a lot more when you are young and single than when you settle down and comforts become a priority. Also, when you start saving in your youth, you can put more money in high-risk portfolios that could get you high returns by the time you reach retirement.

Top Tip #2

Diversify your portfolio  

There are many investment options available for you to plan not only your retirement fund, but also all your needs up to retirement. There are saving accounts for emergencies, IRA and Roth IRA accounts to balance your tax savings and retirement savings, 401 (K) accounts, mutual funds for balanced growth of funds, real estate investments to keep up with inflation and so much more. It all starts with what your goals are and the research you put in.

Top Tip #3

Involve your Family

To meet any goals that you may set yourself, it will be equally important to get your spouse’s support in meeting those goals. It’ll be even better if you and your spouse share the same retirement goals, because then you’d both know the sacrifices and hard work it would take to meet those goals. If you have kids, it would be a great idea to involve them in the discussions as well. This will not only teach them the value of money early in their lives, but also the good habits of saving for the future.  And, you never know, they just might surprise you by springing for their college education (or a part of it) themselves when the time comes.

For more tips and tricks on how to build your retirement fund, or if you have any tips of your own that you’d like to share with us, we’d love to hear from you.

Adam Ginsberg is helping people to become financially independent with his resources like eBay templates, eBay software and eBay tools. If you want to know more about his resources you can visit Secrets of an Auction Millionaire, Success with Adam or even Adam’s main website.  You can also see some testimonials of his satisfied customers.

It’s that time of the year again. Time to bring out the calculator, bank statements, the folder with all your investment receipts and everything else needed to do the one thing that cannot be put off for later….file your Tax Returns!

Adam Ginsberg, one of the foremost authorities on wealth building and internet entrepreneurship offers some useful, practical tips that could save you time, and possibly, some money too!

Tax Tip #1

Don’t leave it to the last minute

Here’s a last minute advice for all those who are waiting for the last minute to file their tax returns. It may not be a good idea to leave filing your tax returns till April 15th. As it often happens, you may miss out on saving some tax by forgetting to attach a deductible expense or by some other foresight. While it may be late for this year, you could start early in the next. Filing taxes and financial planning are very important for every earning individual and should not be treated as low-priority chores. Instead take out a few days in the beginning of April (take off from work if you have to) and get your tax filing paperwork in order.

Tax Tip #2

Get Professional Help

It is always a good idea to take the help of a professional tax preparer to prepare your returns if you fall under a high tax bracket. There are many provisions in the tax law to reduce your taxable income, and hence your tax liability. Besides a professional tax preparer will be updated with the latest revisions in the tax law, which will help you in filing your returns more accurately.

Tax Tip #3

Invest to Save

If you fall under a higher tax bracket and suddenly realize that you could save some tax by making a few investments, then go ahead and do it while you still have time till April 15th. The best investments are in an Individual Retirement Account (IRA) that can help you reduce your taxable income by $5,000, and in a Health Savings Account (HSA), which can reduce your taxable income by $6,250 on a family policy. Again, get in touch with a professional tax advisor to explore more ways to save your tax liability.

While these tips may be of some help for the last-minute filers of tax returns, you could also use them to start early for the next year.

Check this space for more tax tips from Adam Ginsberg…coming soon! 

For more on eBay business resources and tools you can check out my Secrets of an Auction Millionaire or Success with Adam.  Also you get a free eBay report from me by following the given link and sharing your name and valid email address.